When was the last time you looked at your auto policy?
What are the limits you chose for uninsured or underinsured motorists coverage?
If you do not have an umbrella policy you are not as protected as you may think.
A personal umbrella policy will provide protection over your homeowners and auto policies. Uninsured motorists coverage pays for your injuries from an accident caused by the owner of an uninsured or under-insured vehicle. The umbrella policy will pay after the auto policy has been exhausted.
Too many people drive around today without proper limits and just carry state minimum limits. Do not let their problem become one of your worse nightmares.
Some people think that buying an umbrella protects them from lawsuits on injuries from strangers, it does do that, but at the same time it can protect you and your family without relying on someone else to have adequate insurance to cover your injuries.
Speakman Agency has the markets to provide this most important coverage. Call us today at 732-259-7816 and ask for an umbrella quote to include uninsured motorists coverage.
You need to be protected and you want peace of mind, this is the way to accomplish that.