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Home > Best Personal Lines Insurance Agency in New Jersey

Personal Lines


Personal Lines Quote Forms

Looking for a review of your insurance?
 Speakman Agency, LLC is proud to provide insurance to the residents and businesses throughout New Jersey.

Choose the insurance type you want and click on the link to send us your information, we will review and seach all of our carriers  OR

Quote homeowners, condo or renters with Plymouth Rock, click on the instant insurance quote for a quick quote with Plymouth Rock Ins Co



Auto Insurance Quote Request
Flood Quote Form
Home Insurance Quote Request
Personal
Renters Insurance Quote
RV Insurance Quote Request

Personal Lines Customer Service Options

Self policy service any time of the day, directly from our website. To request a policy change on your account, click any of the following policy service options below.

Add Driver to Existing Auto Policy
Add Vehicle to Existing Auto Policy
Remove Driver from Existing Auto Policy
Remove Vehicle from Existing Auto Policy
Request Declaration and Coverages for Existing Homeowners Insurance Coverage
Request Declaration and Coverages Page for Auto Policy
Request Declaration and Coverages Page for Existing Flood Insurance Coverage
Request Evidence of Insurance
Request ID Card for Auto Policy
Send Declaration and Coverages Information to Lien Holder

Personal Lines Information

When insurance is focused on protecting the financial interests of an individual or family, rather than a corporate or non-profit entity, it is considered to fall within the personal lines of insurance. There are many different types of protection offered within personal lines. These include:

  • Home insurance: This is a policy designed to assist with expenses related to certain hazards, such as fire, hurricane and theft, which can devastate or damage a home or its contents. Home insurance also covers the liabilities homeowners have so that when someone is hurt on their property, they can rely on their policy for medical costs, legal costs and damages.
  • Auto insurance: Required by law in most states, auto insurance provides protection to both vehicle owners and individuals who are injured or experience property damage at the hands of drivers. Auto insurance policies can be structured to cover the damages of the insured’s vehicle through comprehensive and collision coverage as well as uninsured/underinsured motorist coverage. A policy must also meet the minimums of each state’s laws by providing bodily injury and property damage liability coverage that protects those who might be unintentionally injured or damaged by the insured.
  • Renters insurance: When renting an apartment, an individual may not need to provide insurance to protect the structure itself, but they do need coverage for their personal contents since the landlord does not cover those. Additionally, they should secure liability insurance to cover medical costs and damages in the event a visitor is injured while in their apartment.
  • Umbrella policies: When the liability limits of other personal policies aren’t enough, individuals can purchase an umbrella policy to provide $1 million or more in additional liability coverage. Just one umbrella policy effectively increases the liability limits of each of the insured’s other policies. 
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PO Box 484
Iselin, NJ 08830

(732) 259-7816
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